Hadsund International Technology Limited
恒新国际科技有限公司
Terms and Conditions
条款及条件
Please review these terms and conditions carefully before using Hadsund Services. These Terms
and Conditions governs the availability and use of the Hadsund Services provided by us. By
opening a Hadsund Account or accessing or using any part of Hadsund Services, you
(the “Customer”, or “you”/ “your”, or “any authorized user”) accept, and agree to become
bound by the terms and conditions of these Terms and Conditions. Besides, you also agree to
comply with and be bound by our Privacy Policy.
在使用恒新的服务前
,
请仔细阅读这些条款和条件. 这些条款和条件规定了恒新提供服务的
可用性和使用情况。当打开恒新账户或使用恒新的任何服务时，您
(“
客户
”
、
“
您
/
您们
”
、
“
任
何授权的用户”)接受并同意本条款和条件中的条款和条件。同时，您同意遵守并受我们的
隐私政策的约束。
These Terms and Conditions is written in English. We may translate these terms into other
languages for the sake of convenience of our customers. In case there is any conflict between a
translated version of these terms and conditions and the English version, the English version shall
prevail.
本协议以英语书写。为客户方便考虑，我们可能会把这些条款翻译成其他语言。如果翻译版
本的条款和条件和英语版本之间存在任何冲突，以英语版本为准。
These Terms and Conditions shall be effective and legally binding on you upon opening of a
Hadsund Account, or when you affirmatively accept these Terms and Conditions in writing or
electronically, or otherwise when you use Hadsund Services (“Effective Date”). Subsequently,
these Terms and Conditions shall continue to be in force up to and until the date of termination.
Your acceptance of these Terms and Conditions serves as confirmation that you fully understand
and accept these Terms and Conditions. If you do not understand any of these Terms and
Conditions, please contact your legal advisor for proper legal advice.
当您创建一个恒新账户，或当您以书面或电子形式肯定地接受本协议，或当您使用恒新的服
务时，本条款及条件将立刻生效且对您具有法律约束力(“生效日期”)。此后，本条款及条
件在被终止之前将持续有效。您接受本协议，则意味着您完全理解并接受这些条款和条件。
如果您不理解其中任何一项条款和条件，请联系您的法律顾问以获取适当的法律意见。
1. Important information
重要信息
1.1 By clicking the “submit” button below, you agree that you and your use of Hadsund
Services are subject to these Terms and Conditions and the mandatory provisions of the
Applicable Law. You hereby acknowledge that you act in your professional or business
capacity, and that you are not entering into these Terms and Conditions nor will use the
Hadsund Services as Consumer. You shall be solely responsible for understanding and
complying with any and all laws, rules, regulations and guidelines of your home country
that may be applicable to you in connection with your use of the Hadsund Services,
including, without limitation, laws governing payment services including anti-money
laundering or anti-terrorist financing requirements, consumer protection, data protection
laws, anti-discrimination, false advertising, gambling, illegal sale or purchase or exchange
of any goods or services, and those related to export/import activity, taxes or foreign
currency exchange.
通过点击下方“提交”键，您知悉您本人和您对恒新服务的使用将受到本条款及条件
和适用法的强制性规定的约束。您特此声明，您是以专业或商业身份开展活动，您不
是以消费者身份签署本条款及条件以及使用恒新服务的。您须对理解和遵守您所在地
的、与您使用恒新服务相关的法律、法规、规则和指引负有全部责任，包括但不限于，
与以下监管支付服务相关的法律法规：反洗钱和反恐怖组织融资要求、消费者保护、
信息保护、反歧视、赌博、虚假广告、非法销售或购买或交易任何商品或服务，和相
关的进出口活动、税收或外汇交易活动。
1.2 We may close, suspend or limit your access to your use of the Hadsund Services if you
violate these Terms and Conditions, any Applicable Law, or any other agreement you enter
into with Hadsund or pursuant to any proprietary monitoring used by Hadsund when
assessing the risk associated with your transaction activity or otherwise. We may also
suspend or terminate your Hadsund Account if your account becomes inactive for a certain
period of time. For this, you may refer to paragraph 8 for details. We may also limit your
access to funds without assigning any reason.
如果您违反本条款及条件、任何适用法律、或任何其他与恒新签署的协议，或基于恒
新评估与您的交易活动相关的风险而进行任何检查时，或其他情形下，我们可以关闭、
暂停或限制您使用恒新服务。我们也可以因您的账户在一段时期内不活跃而暂停或终
结您的恒新账户。详情请参阅第
8
条。我们也可在不提供理由的情形下限制您获得资
金的权限。
1.3 Please also note that our Privacy Policy forms part of these Terms and Conditions. The
Privacy Policy is specifically designed to set out our commitment to maintain your privacy,
as well as our use and disclosure of your personal data.
请您留意，我们的隐私政策构成了本条款及条件的一部分。隐私政策是我们为致力于
保障您的隐私及我们对您的个人信息的使用及披露而专门设计的。
1.4 We may from time to time issue statements, guidelines, directives or similar documents
which may form part of these Terms and Conditions. Such documents will be posted on
our Website or sent to you by means set out in these Terms and Conditions. You should
also keep updated on these Terms and Conditions.
我们可能不时发布说明、指引、指南或类似的文件，他们可能构成本条款及条件的一
部分。该类文件将在我们的网站颁布，或通过本条款及条件列出的途径发送给您。请
您持续留意这些条款及条件。
2. Definitions
定义
In these Terms and Conditions, the following words shall have the meanings set out below
unless the context otherwise requires:
在本条款及条件中，除文义另有需要，下列词语有下列含义：
2.1 “Applicable Law” means any applicable law, regulation, directives or generally accepted
practices or guidelines from time to time issued by any regulatory authority, or any other
jurisdictions applicable to your use of the Hadsund Services, including, without limitation,
laws governing payment services including anti-money laundering or terrorist financing
requirements, data protection laws, anti-discrimination, false advertising, gambling, illegal
sale or purchase or exchange of any goods or services, and those related to export/import
activity, taxes or foreign currency transactions. The relevant laws, regulations and
guidelines in Hong Kong shall include, without limitation:
“适用法”是指适用于您对恒新服务的使用的任何适用法律、法规、指南，或普遍受
接受的做法，或不时由监管部门颁布的规则，或其他司法管辖区内的法律，包括但不
限于以下与支付服务相关的监管法律：反洗钱和反恐怖主义融资、信息保护、反歧视、
赌博、虚假广告、非法销售或购买或交易任何商品或服务，和相关的进出口活动、税
收或外汇交易活动。在香港的相关法律、法规及规则包括但不限于：
(a) Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615);
《打击洗钱及恐怖分子资金筹集条例》（第
615
章）
;
(b) Drug Trafficking (Recovery of Proceeds) Ordinance (Cap. 405);
《贩毒
(
追讨得益
)
条例》（第
405
章）
;
(c) Organized and Serious Crime Ordinance (Cap. 455);
《有组织及严重罪行条例》（第
455
章）
;
(d) United Nations (Anti-Terrorism Measures) Ordinance (Cap. 575);
《联合国
(
反恐怖主义措施
)
条例》
(
第
575
章
);
(e) United Nations Sanctions Ordinance (Cap. 537);
《联合国制裁条例》
(
第
537
章
);
(f) Weapons of Mass Destruction (Control of Provision of Services) Ordinance (Cap. 526);
and
《大规模毁灭武器
(
提供服务的管制
)
条例》
(
第
526
章
);
(g) Guideline on Anti-Money Laundering and Counter-Financing of Terrorist (For Money
Service Operators).
打击洗钱及恐怖分子资金筹集守则（针对金钱服务运营商）
2.2 “Approved Payee” means a natural or legal person from time to time approved by Hadsund,
including, without limitation, third party payment processors.
“
经核准收款方
”
指一个不时经恒新核准的自然人或法人，包括但不限于第三方支付公
司。
2.3 “Beneficiary Account” means your local beneficiary bank account into which you wish to
receive Hadsund Balance through the Hadsund Services, as specified by you through your
Hadsund Account. For the avoidance of doubt, such account shall in principle be under
your name.
“提现账户
”
是指您的本地提现银行账户，也即，您通过恒新账户所指定的希望通过
恒新服务接收恒新余额的银行账户。
为免疑虑，该账户原则上应由您持有。
2.4 “Business Day” means a day (other than a Saturday or Sunday or a public holiday in
Hong Kong and such other jurisdictions where the Transaction takes place) on which banks
are open for general business in Hong Kong.
“工作日”指香港商业银行一般开放进行正常银行业务交易的日子（星期六、星期日、
香港及发生交易的其他司法管辖区的公众假期除外）。
2.5 “Buyer” means a person or entity that purchases your product or service from you or from
a Platform.
“买方”指的是从您或平台上购买您的产品或服务的个人或法人
组织。
2.6 “Consumer” means a natural person, who uses payment services for personal needs
outside of his/her business, commercial or professional needs or activities, or a consumer as
defined by the Applicable Law.
“消费者”是指使用支付服务来满足除了业务、商业或职业需求和活动之外的个人需
求的自然人，或者根据账户司法管辖区的适用法律可以定义为消费者的人。
2.7 “Customer” or “You” means the individual or legal entity who enters into these Terms
and Conditions and in whose name the Hadsund Account is registered as owner of the
Hadsund Account.
“
客户
”
或“您
”
指的是您，也即签订本条款及条件，并以其名字（名称）注册了恒新账
户的个人或法人组织。
2.8 “Damages” means all costs, expenses, losses, damages or the like directly or indirectly
suffered or incurred by Hadsund in performance of these Terms and Conditions for any
reason whatsoever.
“损失”指恒新在履行本条款及条件时因任何原因直接或间接遭受或引致的成本、花
费、损失和损害等
2.9 “Deposit” means the deposit payable by you to Hadsund securing performance of your
obligations under these Terms and Conditions.
“保证金”指您向恒新支付的保证金以保证您履行本条款及条件项下的一切责任。
2.10 “Fees” are the charges payable by you to us for using the Hadsund Services.
“费用”指您为使用恒新服务而产生的费用.
2.11 “Hadsund”, “we”, “us” or “our” means Hadsund International Technology Limited, a
company incorporated under the laws of Hong Kong which holds a money service operator
licence issued by the Customs and Excise Department of Hong Kong. References to
Hadsund shall include, without limitation, reference to its holding companies, subsidiaries,
affiliates, directors, investors and employees.
“
恒新
”
或“我们
”
或
“
我们的
”
是指恒新国际技术有限公司
,
一间按照香港法律成立的、
持有香港海关发出的金钱服务运营牌照的公司。对恒新的指代应当包括但不限于对其
持股公司、子公司、关联公司、董事、投资人和雇员。
2.12 “Hadsund Account” means your online account where you register for Hadsund Services
and make ongoing use of the Hadsund Services.
“恒新账户”指当您注册恒新服务并持续使用恒新服务时，您的网上账户。
2.13 “Hadsund Balance” means the amount of funds shown in your Hadsund Account from
time to time.
“恒新余额”指不定期在您的恒新账户中显示的资金数额。
2.14 “Hadsund Account Credentials” or “Virtual Bank Account” means the Payment
Account credentials (which shall include account bank details, bank account number(s),
routing number(s), SWIFT code, IBAN, etc.) provided by Hadsund to you for the purpose
of using Hadsund Services.
“
恒新账户凭证
”
或“虚拟银行帐户”是指为使用恒新服务而向您提供的收款账号凭证
（包括银行账户详情、路由号码、
IBAN
等）。
2.15 “Hadsund Services” means all services provided by Hadsund to you in accordance with
these Terms and Conditions. For the sake of clarity, Hadsund shall in no event provide any
service which is not specified in these Terms and Conditions.
“恒新服务
”
指根据本条款及条件由恒新向您提供的所有服务。为表意清晰，恒新不
会在任何情况下向您提供本条款及条件中没有列明的服务。
2.16 “Hadsund website” or “Website” means our website.
“恒新网站
”
或
“
网站
”
，指我们的网站。
2.17 “Inbound Payment” means the funds received in the designated Payment Account from
approved Platforms or senders.
“入账付款”指的是指定支付账户中收到的来自经批准的平台或付款人的资金。
2.18 “Outbound Payment” means a payment from the Payment Account to an Approved Payee
upon an Outbound Payment Order.
“出账付款”是指支付账户根据出账付款指令支付给经批准的收款方的付款，包括但
不限于由客户购买货物/服务或购买物流、广告及其他服务等的付款。
2.19 “Outbound Payment Order” means a payment from the Payment Account to an
Approved Payee upon an Outbound Payment Order, which shall include, without limitation,
payment made by you for purchase of goods/services, for purchase of logistics,
advertisement and other services, etc.
“出账付款指令”是指客户向恒新发出的任何指令，要求将资金转移至经核准收款方。
2.20 “Payment Account” means the account that holds all balances of funds which shall
include your Hadsund Balance.
“支付账户
”
指的是保有您的恒新余额的账户。
2.21 “Platform” means any e-commerce marketplace or other third party selling platform from
time to time approved by Hadsund for use with Hadsund Services.
“平台
”
指任何不时由恒新核准的、与使用恒新服务相关的电子贸易商场或其他第三
方销售平台。
2.22 “Platform Transaction” means payment of funds by the Platform to the Payment Account
initiated by the Platform which is made pursuant to your agreement with the Platform.
“平台交易”指由平台发起的、根据您与平台的协议将资金转移到您的支付账户的行
为。
2.23 “Service Providers” includes banks, payment service providers and clearing networks
from time to time used by Hadsund in the course of supplying the Hadsund Services.
“服务提供者”包括在提供恒新服务的过程中，恒新不时所使用的银行、支付服务提
供者和清算网络。
2.24 “Settlement Order” means an instruction to execute a Settlement Transaction given by a
Customer to Hadsund after receipt of funds by Hadsund through a Platform Transaction.
“结算指令”是指通过平台交易收到资金后，由客户指示恒新执行结算交易的指令。
2.25 “Settlement Transaction” means payment of funds from the Payment Account to the
Beneficiary Account pursuant to a Settlement Order.
“结算交易”是指根据您发出结算指令，资金从支付账户转移到您指定的提现账户。
2.26 “Transaction” refers to (a) a Platform Transaction; (b) a Settlement Transaction; or (c) an
Outbound Payment, and where the context permits, include any of them.
“交易
”
指的是
(a)
平台交易或
(b)
结算交易或
(c)
出账付款，包括语境许可时上述任一交
易。
2.27 “Warranties” means the representations and warranties and undertakings set out in
paragraph 5.
“保证
”
指第
5
条中所列的声明与保证。
3. Your Registration and Review of Hadsund Account
您对恒新账户的注册和查阅
3.1 In order for you to enjoy the benefits of the Hadsund Services, you need to register a
Hadsund Account. It should be noted that your business activities must be approved by
Hadsund from time to time. As part of the application process, you will need to accept
these Terms and Conditions, Privacy Policy, other documents from time to time issued by
us and any amendments thereto. You agree to provide us with true, accurate and complete
information to us. You will be able to see and update relevant information in your Hadsund
Account after successful registration.
为享受恒新服务，您需要注册一个恒新账户。您的业务活动必须不时由恒新批准。作
为申请过程的一部分，您将需要接受本条款及条件、隐私政策及我们不时发布的其他
文件，以及不时对上述文件的修改。您同意在注册时向我们提供完整、真实和准确的
信息。在成功注册后，您可以查看并更新您的恒新账户中的相关信息。
3.2 Eligibility
资格
To be eligible for registration of a Hadsund Account:
为开设恒新账户，您需要满足以下条件：
(a) you must attain the age of 18 and are legally capable to enter into these Terms and
Conditions with us. If you are registering as a business entity, the business entity
must have legal capacity to enter into these Terms and Conditions with us and the
person registering the Hadsund Account on behalf of the business entity must attain
the age of 18 and have the necessary authority to act on behalf of such entity;
您必须年满
18
岁并在法律上拥有签订本条款及条件的行为能力。如果您以商业
主体的身份注册，该商业主体必须拥有同意本条款及条件的法律能力，且代表
该商业主体注册的自然人必须年满
18
岁并拥有为代表该主体行事的必要的授
权许可。
(b) the Hadsund Services are solely intended to enable Transactions for
business/commercial related activities only but NOT for personal use. That being
said, person-to-person transmission of funds shall be expressly excluded in the
Hadsund Services. Therefore, you warrant to us that your use of the Hadsund
Services shall be for your own business, trade or profession but not for any other
purpose. You hereby undertake with us that you shall in no event use the Hadsund
Services as a Consumer;
恒新服务仅旨在便利与商业和业务活动相关的收款行为，不适用于个人或私人
之间的使用，故个人对个人的资金传输应排除在恒新服务外。因此，您向我们
保证您必须是在开展自己的业务、贸易或专业过程中使用恒新服务，而不是为
了其他目的使用。您特此确认于使用恒新服务时不会以消费者身份行事。
(c) you must have the full legal capacity to enter into these Terms and Conditions. If
you register for the Hadsund Services on behalf of a business or commercial entity,
you warrant that you are legally authorized under the business entity's formation
documents and/or under the laws of your home country to agree to these Terms and
Conditions;
您保证在法律上有签订本条款及条件的完全行为能力。如果您代表企业或商业
组织注册恒新服务，您保证您已经获得根据该商业组织的成立文件和/或根据您
所在国家的法律合法授权，并且有权同意并接受本条款及条件。
(d) you must use Hadsund Services to transact on your own behalf and not on behalf of
any other person or business entity, except in cases where you have obtained our
approval in writing; and
除您已获得我们书面许可的情形外，您必须为自己交易而不是代表其他任何个
人或商业主体而使用恒新服务。
(e) you must promptly update your registration information with us to ensure that such
information is true, accurate and complete at all times.
您必须及时向我们更新您的注册信息，确保该信息在任何时候的完整、真实和
准确。
(f) By registering a Hadsund Account with us and/or by continue using the Hadsund
Services, you are deemed to have met all the eligibility requirements set forth above.
通过注册我们的恒新账户，并通过使用我们的恒新服务，您将被视为满足了所
有上述资格要求。
3.3 Know Your Customer
了解您的客户
Your use of Hadsund Services shall be subject to Hadsund’s Know Your Customer (“KYC”)
and approval process. After registration of the Hadsund Account, we may request
information and/or documents from you including, without limitation, information on your
identity, your scope of business, and the shareholders and directors of the business
registering for a Hadsund Account. We may, at our sole and absolute discretion, request you
to provide further information relating to your business activities and require you to arrange
for site inspection for checking and verification purposes. We may also obtain information
from third party intermediaries or databases in the approval process. We may, from time to
time, through routine check or otherwise, request for further information from you. You
agree to comply with all such request within five (5) days from the date of request. Failure
to provide such requested information may result in our rejection to your application for
Hadsund Account or suspension of your use of the Hadsund Services.
您使用恒新服务须通过恒新的
“
了解您的客户
”
（
“KYC”
）和注册时的批准程序。注册
恒新账户后，我们有权要求您提供（包括但不限于）您的身份信息、业务范围信息、
以及登记恒新账户业务的股东和董事信息。恒新可以行使绝对酌情权，采取必要的手
段检查和验证您提供的信息，包括要求您提供关于业务的进一步信息、要求您安排到
场检查，通过使用第三方中介或信息库以验证您的身份。我们可能不时通过例行检查
或其他方式要求您提供进一步的信息。您同意在五（
5
）个自然日内向我们提供我们
要求的任何信息。未能提供此类要求的信息可能导致我们拒绝您的恒新账户的申请，
或暂停您的恒新服务。
4. Hadsund Services
恒新服务
4.1 Scope of Hadsund Services
恒新服务范围
(a) The scope of Hadsund Services shall only be confined to provision of the Hadsund
Account Credentials and facilitating the Transactions in accordance with these Terms
and Conditions but not otherwise. We shall in no event be involved in any underlying
transactions between you and Buyer, the Platform, suppliers, senders, or the Approved
Payee. You authorize us to hold, receive, and disburse funds in accordance with your
Settlement Orders or Outbound Payment Orders. We shall in no event act as a trustee for
you. For the sake of clarity, we shall in no event act as the Buyer of your products or
services and we take no role in any underlying contract to which you are a party except
these Terms and Conditions. We may, at our sole and absolute discretion, use the
services of one or more Service Providers to provide the Hadsund Services and process
Transactions without notice.
恒新服务的范围仅限于在符合本条款及条件之下提供恒新账户凭证及促成交易，
别无其他。我们在任何情况下均不介入您与买方、平台、供货商、支付方、或经
核准收款方的任何底层交易。您授权我们根据您的结算指令或出账付款指令持有、
接收并返还资金。我们在任何情况下均不作为您的信托代理人。为表意清晰，我
们在任何情况下不作为您产品的买方，除本条款及条件外，我们不参与任何您作
为当事方的潜在的合同。我们可能行使绝对的酌情权，使用一个或多个服务提供
者以提供恒新服务，并在不发出通知的情况下处理交易。
(b) You acknowledge that the Hadsund Services are not a bank account and you are not
permitted to carry out any activity that falls outside of the scope of the Hadsund
Services. You agree to avoid any direct communication with any bank that is involved
in provision of the Hadsund Services. Any direct contact with a bank or other payment
provider regarding the Hadsund Services may result in immediate termination of your
Hadsund Account and your use of the Hadsund Services.
您明白恒新服务并非一个银行账户，您不可参与任何在恒新服务范围之外的活动。
您同意避免与任何涉及恒新服务的提供的银行进行任何直接沟通。任何就恒新服
务与银行或其他支付提供商的直接联络可能导致您的恒新账户与您对恒新服务的
使用即时终结。
4.2 Provision of Hadsund Account Credentials
提供恒新账户凭证
(a) Some Platforms may request for Hadsund Account Credentials, which you will provide
to such Platforms from which you wish to receive payment by means of the Hadsund
Services. You shall provide Hadsund Account Credentials accurately in order for us to
properly receive and transfer funds on your behalf. You shall keep the Hadsund
Account Credentials safe and secure and must not disclose your Credentials to any
third party. You are not permitted to authorize any third party to access or use your
Hadsund Account and you shall be fully responsible for all activities conducted by such
party. Meanwhile, your right to use the bank account to which the Hadsund Account
Credentials refers is limited and non-transferrable as it is granted by Hadsund and you
must in no event represent to any third party that you have the ownership of such bank
account. Funds transferred to the Hadsund Account are legally and beneficially owned
by Hadsund until they are transferred to the Beneficiary Account designated by you or
pursuant to an Outbound Payment Order. Funds transferred to Hadsund do not
constitute a bank account or a financial instrument and is not subject to the protection
of the Hong Kong Deposit Protection Scheme. You acknowledge that the Service
Providers do not have any relationship with you and owe no duty of care to you by
reason of the services provided by Hadsund to you pursuant to these Terms and
Conditions. If you rely on information provided a Service Provider to Hadsund, you do
so at your own risk.
某些平台可能要求您提供恒新账户凭证，您须把该恒新账户凭证提供给您希望恒
新为您收款的获批准的该类平台。您须准确提供恒新账户凭证，以便我们代表您
妥善接受及转入资金。您必须保证恒新账户凭证的安全，不能向任何第三方透露。
您不得授权任何第三方访问或使用您的恒新账户， 您将对该第三方进行的所有活
动负全部责任。同时，因为恒新账户凭证是由恒新授予的
，
您对恒新账户凭证所
指的银行账户的使用权是受限且不可转让的，并且您绝不能向任何第三方声称您
拥有该银行账户的所有权。转入恒新账户的资金属恒新法律上和实益上拥有，直
至资金被转入您指定的提现账户或根据出账付款指令进行转账为止。转入恒新的
资金不构成银行账户或金融工具，并不受香港存款保障计划保障。您知悉服务提
供者与您没有任何关系，并且根据这些条款和条件，服务提供者对您不承担任何
謹慎責任。若您依靠服务提供者向恒新提供的信息，您须自行承担风险。
(b) For the establishment and maintenance of your Hadsund Account Credentials, we will
ask you to provide documentation/information for our inspection and, if necessary, to
submit to the account-opening bank for approval. If we determine that you have
fulfilled the requirements of registration as the holder of Hadsund Account Credentials,
we will assign you a Hadsund Account Credentials.
就设立及维护您的恒新账户凭证，我们会要求您提供文件
/
信息以便我们进行检查，
及在有需要时提交给开户银行作批核。 若我们认定您满足将您注册为恒新账户凭
证的持有人的要求，我们将为您分配一个恒新账户凭证。
(c) We will further provide you with a login ID and password to check the balance in the
Virtual Bank Account. You should keep your login ID and password safe to prevent any
unauthorized access to your Virtual Bank Account.
我们将进一步为您提供登录
ID
和密码，以检查恒新账户凭证所涉及的虚拟账户中
的余额。 您应妥善保管登录
ID
和密码，以免未经授权访问虚拟账户。
(d) If you intend to submit the Virtual Bank Account details to third parties to deposit funds
into the Virtual Bank Account, you shall obtain our prior approval by submitting
information about the source of funds, related transactions, and details of the sender’s
accounts. From time to time, we will request from you funding and other
documents/information.
若您希望将虚拟账户详细信息提交给第三方以将资金存入虚拟账户，则您应通过
提交资金来源，相关交易，有关以下账户的发送者的信息来获得我们的事先批准。
我们不时会要求您提供资金和其他文件
/
信息。
(e) We will review the documents/information submitted by you and conduct investigation
on such documents/information.
我们将审查您在提交的文件
/
资质信息并对此提起调查。
(f) You shall allow and grant us access to the underlying transactions (including all
relevant documents) for transaction monitoring purposes. In the event that there is any
unusual or suspicious underlying transaction, we may request additional details, which
you should provide within 2 business days from the date of the request.
您应允许我们访问基础交易（包括所有相关文件）以进行交易监控。 如果发生任
何异常或可疑的基础交易，我们可能会要求提供更多详细信息，您应在请求发出
之日起
2
个工作日内提供详细信息。
(g) If you are unable to provide details of the underlying transaction to our satisfaction, we
may suspend operation of the Virtual Bank Account, our service (or any part thereof)
and, at our sole discretion, settle and/or refund the funds deposited into the Virtual
Bank Account.
如果您无法提供令我们满意的基础交易的详细信息，我们可能会暂停虚拟账户的
运营，暂停服务（或其任何部分），将存入虚拟账户的资金用于清算和
/
或退款 资
金全权酌情交给我们处理。
(h) If you wish to withdraw any funds from the Virtual Bank Account (to another account
whether it is in your name or a third party account), you shall submit to us information
with regard to the source of funds, details of the underlying transactions, information
about the recipient of the funds and such other documents/information as may be
requested by us from time to time.
若您希望从虚拟账户中提取任何资金（无论是以其自身名义的其他账户还是第三
方账户），您应提交资金来源、背后交易详情，资金接收方信息及我们不时要求
的其他文件
/
信息。
(i) We will review the documents/information that you have submitted and conduct
investigation into such documents/information. If we, at our sole discretion, approve
the addition of the recipient to the Virtual Bank Account, we will send you notification.
You will then be eligible to make payments to the payee's account.
我们将审查您提交的文件
/
信息，并对此进行我们自己的调查。 如果我们全权决
定批准将接收者添加到虚拟账户中，我们将通知您。然后，您将有资格向收款方
账户付出相关款项。
(j) Whenever you intend to make a payment from the Virtual Bank Account, you shall
provide us with written proof such payment for verification of its authenticity. We will
only make such payments if we have, in our sole discretion, conducted anti-money
laundering screening. You can check the status through the online portal.
每当您希望从虚拟账户中付款时，均应向我们提供证明材料，以证明这种付款的
真实性。 我们仅在自主决定上述付款通过反洗钱筛查后才会进行此类付款，您可
以通过在线门户网站查看状态。
(k) For the avoidance of doubt, you understand and acknowledge that we are not a Hong
Kong licensed bank or a Hong Kong Stored Value Facility licensee and are not subject
to any deposit protection. The Virtual Bank Account does not have any features of a
bank account or a stored-value facility. The function of the Virtual Bank Account is
only to receive or pay for the matters you need to remit.
为免疑虑，您明白及知悉我们并不是香港持牌银行或香港支付工具持牌人，并不
受任何存款保障，而虚拟账户亦无任何银行账户或储值支付工具的功能或特征。
虚拟账户的功能仅为收取或支付您需进行汇款的事项。
(l) (For [applicable banks] only) In compliance with the bank requirements, you
acknowledge and confirm that your Virtual Bank Account does not constitute a bank
account issued under your name as this is only a virtual account under the bank account
of Hadsund for the sole purpose of identification of funds. As such, you shall only
quote Hadsund as the name of account holder of your Virtual Account but not your own
name.
(
只适用于
[
适用银行
])
为遵守银行要求，您知悉及同意您的虚拟账户并不构成一个
您名下的银行账户，原因是该虚拟账户实属恒新的银行账户下的一个虚拟账户，其
唯一目的是识别款项。就此，就您的虚拟账户，您应说明其持有人为恒新而非您自
身的名字。
4.3 Transactions
交易
(a) We shall process a Transaction that we consider, at our sole and absolute discretion, to
be properly sourced and authorized. You agree and accept that Hadsund may, at any
time, reject, suspend or limit payments at our sole discretion, or suspend or terminate
access to a Hadsund Account, without assigning reasons thereto. You are informed that
a Transaction carried out within the framework of these Terms and Conditions may be
subject to disclosure requirements under the Applicable Law. You may, in accordance
with the Applicable Law, access all of the information disclosed, provided this right to
access does not undermine the purpose of the fight against money laundering or
terrorist financing, where this data concerns you. No prosecutions or civil liability
actions can be brought or any professional sanction taken against Hadsund, its
managers or employees who have reported their suspicions in good faith to the relevant
authorities.
我们只会处理我们按我们单独及绝对酌情权认为已合适地追溯及已获合法授权的
交易。您同意并接受恒新可能不时行使绝对酌情权，在不提供理由的情况下拒绝、
暂停或限制支付。您被特此告知，在本条款及条件框架下进行的交易可能受到适
用法的披露要求的限制。若信息与您有关，只要该访问权不与反洗钱或反恐怖主
义融资的目的相违背，您可以在符合适用法的情形下访问所有的披露信息。若恒
新、恒新管理者或职员已善意地将其怀疑报告给有关机构，不可向他们提起刑事
指控、民事诉讼或职业处罚。
If you are recommended to cooperate with us by other financial institutions, you shall
irrevocably and unconditionally authorize such financial institutions to obtain your
transaction data from us.
如您是经其他财务机构推荐与我们开展合作的，则您应当不可撤销及无条件授权
该等财务机构有权向我们取得您的交易数据。
If you send us any transaction orders, transaction information or provide us with
information related to the transaction through other financial institutions, you shall be
deemed to have authorized such financial institutions to send such order or information,
and you shall bear the legal consequences and liabilities thereof.
如您通过其他财务机构向我们发出任何交易指令、交易信息及向我们提供交易有
关的资料等均视为您授权该等财务机构向我们发出，您应对此承担法律后果和法
律责任。
If the financial institutions authorized by you provides us with incomplete, illegal,
false and non-compliant transaction orders in accordance with the anti-money
laundering requirements of the regulatory authority, we have the right not to execute
such orders without any liability for breach of contract or otherwise. You shall
compensate us for any loss or damage caused by such orders.
如因您授权的其他财务机构向我们提供不完整、不合法、不真实、不符合监管机
构反洗钱方面的要求的交易指令，我们有权不予以执行并且不承担违约责任。如
因此类交易造成我们任何损失，由您进行赔偿。
For the avoidance of doubt, you understand and acknowledge that the above
authorization is irrevocable and that in the event of a conflict of transaction order,
transaction information or information provided to us in relation to the transaction that
is provided by you or by any other financial institution that is authorized by you, the
instructions given by such financial institution shall prevail.
为免疑虑，您明白及知悉上述授权为不可撤销的，若您与经您授权的其他财务机
构所发出任何交易指令、交易信息及向我们提供交易有关的资料等有所冲突，将
以您授权的其他财务机构所发出的指示为准。
For the purpose of this clause, "financial institution" means the technical service
provider that provides you with technical service of connecting transaction interface
which completes the development and transformation in accordance with the interface
specifications provided by us and has realized the connection with our transaction
system, and such financial institution must be accepted and designated by us.
就本條而言，「财务机构」指为您提供交易接口对接技术服务，按照我们提供的
接口规范完成开发改造，实现与我们的交易系统对接的机构，而该等财务机构必
须为我们所接受及指定。
(b) We will only accept or send funds via wire transfer networks for all Transactions. We
do not support cash, credit card payments or checks for all Transactions.
我们只通过清算网络接收或支出所有交易的资金。我们针对一切交易均不接受现
金、信用卡支付或支票。
(c) Platform Transactions
平台交易
(1) We only allow Platforms to make payments to the Payment Account for the
purposes of the Hadsund Services and will charge you administrative fees for
making the Inbound Payment. Payments otherwise than Platform Transactions
made to the Payment Account may be rejected and Hadsund shall, at its sole and
absolute discretion, refund such payments to the bank accounts from which such
funds are remitted. All costs and expenses and all our administrative costs
associated thereto shall be borne by you on an indemnity basis.
我们只允许平台以恒新服务为目的向支付账户付款，并将收取您一部分费用
作为入账付款的手续费。向支付账户汇入的、平台交易之外的支付可能会被
拒绝，且恒新可行使绝对酌情权将该支付返还至汇出的账户。所有因此产生
的成本及花费和相关的手续费将由您以弥偿基准负责。
(2) You shall keep records and underlying documentations for each Platform
Transaction. We may from time to time request you to provide such underlying
documentations and proofs for the purpose of verifying the Platform Transactions
and you shall provide such requested documentations and proofs within seven (7)
days from the date on which the request is made. We may also request third
parties related to the Platform Transaction to provide evidence to verify such
transactions and you shall give all necessary assistance to us to fulfill such
requests. Failure to provide such requested documentations and proofs may result
in our suspension of your Hadsund Account and/or your use of the Hadsund
Services. We may charge you administrative costs for reopening of suspended
Hadsund Account.
您应妥善保管每次平台交易的记录及基础文件。我们可能不时要求您提供此
类基础文件和证明以核实平台交易，您应在该要求作出之日起七
(7)
日内提供
所要求的文件和证明。我们也可能要求平台交易相关的第三方提供证据以核
实该交易，而您应向我们提供所有必要的帮助以满足我们的要求。未能提供
该要求的文件和证据可能导致我们暂停您的恒新账户及
/
或您对恒新服务的使
用。我们可能对恒新账户的重新开启向您收取手续费。
(3) The currency for the Platform Transaction shall be determined by the Platform
from time to time but we reserve the rights to convert the currencies if we do not
have bank account to hold such currency. In case there is any foreign exchange
transaction, we will advise you on the applicable exchange rate beforehand if the
context permits.
平台交易的使用货币应由平台不时确定，唯我们保留权利在我们没有该等货
币的银行账户时转换相关货币。针对外汇交易的情况，如情形许可，我们将
提前告知适用兑换汇率。
(4) You acknowledge that we have no control over the timing for the Platform
Transactions and for the funds to reach the Payment Account. You may contact
the Platform to check the status of funds at any time before it reaches the Payment
Account. Upon your request, we may at your costs conduct investigation of the
flow of any fund under any Platform Transaction. However, you understand and
acknowledge that any issue or dispute between you and the Platform shall be
resolved by you.
您知悉我们并不掌握平台交易的时间点和将汇入支付账户的资金。您可在资
金汇入支付账户前的任何时间联系平台，查询资金的状况。据您的请求，我
们可就任何平台交易的资金流展开调查，费用由您负责。然而，您了解并知
悉，任何您与平台之间的问题或纠纷应当由您自行解决。
(5) We shall use commercially reasonable effort to inform you upon receipt of the
funds through a Platform Transaction which may set out the Hadsund Balance
within 2 Business Days.
我们将以商业上的合理尽力，在接收到可能列明了恒新余额的平台交易所得
资金的两
(2)
个工作日内告知您。
(6) As per the request of the Platform or any Service Provider, or if we consider it
necessary at our sole and absolute discretion, we may provide such Platform or
Service Provider a receipt on your behalf without notice. You hereby authorize us
to provide such receipt together with documents relating to the relationship
between you and us or relating to such Platform Transaction as from time to time
requested by such Platform or Service Provider to such Platform or Service
Provider.
根据平台或任何服务提供者的要求，或如果我们行使绝对酌情权认为其必须，
我们可能在不向您发出通知的情况下将一份收据提供给该平台或服务提供者。
您特此授权我们，在平台或服务提供者的要求下，将与您和我们之间关系相
关的、或与该平台交易相关的收据及相关文件提供给平台或服务提供者。
(7) We may charge a Fee on receiving funds in each Platform Transaction. You
acknowledge that the Fees will be deducted from (i) the funds disbursed to the
Payment Account; or (ii) the Hadsund Balance at the time on which the funds are
deposited into the Payment Account. You further confirm that we may deduct the
bank charges and other fees and expenses charged by any Service Provider or third
party from the Hadsund Balance.
我们可能就每一笔平台交易的资金接收收取费用。您知悉，费用将从
(i)
返还
给支付账户的资金
;
或
(ii)
资金存入支付账户时的恒新余额中扣除。您进一步确
认，我们可能从恒新余额中扣减银行费用及其他收费，以及任何服务提供者
收取的费用。
(d) Settlement Transactions
结算交易
(1) You may only receive funds in the Beneficiary Account approved by
Hadsund. Request for approval shall be initiated by you through our Website and
we usually approve such request within 5 Business Days. Such Beneficiary
Account shall be under your name and shall be approved by us. We may refuse to
carry out any Settlement Order if the Beneficiary Account is not properly approved
by us.
您只能从恒新核准的提现账户中收取资金。对核准的申请须由您通过我们的
网站提起。我们通常会在
5
个工作日内通过该申请。该提现账户应当在您的
名下设立并由我们核准。若提现账户没有通过核准，我们可能会拒绝执行任
何结算指令。
(2) At any time when your Hadsund Balance is positive, you may submit a Settlement
Order to instruct Hadsund to transfer part or all of the Hadsund Balance to your
Beneficiary Account. You acknowledge that the Fees will be deducted from the
settlement amount directly or the Hadsund Balance before any such
Transaction. The Settlement Order shall be in a form specified by us and shall
include the following information
任何时候，当您的恒新余额为正数，您可以提交一个结算指令，要求恒新将
您的全部或部分恒新余额转入您的提现账户。您知悉，在该等交易进行前，
费用将由结算金额或恒新余额中直接扣除。结算指令应当以我们指定的格式
作出并包括以下信息：
(A) the amount requested in the currency in the Hadsund Account or in the
currency requested by you from time to time; and
以与恒新账户的币种或你不时要求的币种为单位的请求金额；
(B) valid Beneficiary Account details.
有效的提现账户详情。
(3) With respect to Beneficiary Account details:
就提现账户详情而言：
(A) you must provide information about the Beneficiary Account to us for
pre-approval. You shall follow the instructions from time to time
implemented by us for approval of any Beneficiary Account. You should
ensure that your Beneficiary Account information is accurate and
complete. In the event that the payment is rejected due to inaccurate
Beneficiary Account information provided by you, you shall be responsible
for relevant fees and expenses charged by the Service Providers and our
administrative costs. We may directly deduct such fees from your
Hadsund Balance. In case of any inaccurate or misdirected payment, we
shall at your costs assist you with tracing and, if reasonably feasible,
recovering such payments, but we take no liability to do so.
您必须向我们提供提现账户的信息供我们提前审核。为我们核准任何
提现账户，您需要遵循我们不时实施的指示。您必须确保您的提现账
户信息准确无误。如果由于您提供的不准确的提现账户信息而导致付
款被拒绝，您将负责服务提供者收取的相关费用及我们的手续费，并
且我们可以从您的恒新余额中直接扣除此类费用。如果发生任何不正
确的或误导性的付款，我们将在您自担费用的前提下采取合理措施，
协助您进行追查，并在合理可行的情况下追回此类款项，但我们对此
不承担任何责任。
(B) Settlement Transaction can only be conducted through approved Beneficiary
Account
结算交易只能由经核准的提现账户中处理。
(C) The Beneficiary Account must be in good standing and able to receive funds.
If the Beneficiary Account is not in good standing, fund transfers by
Hadsund to the Beneficiary Account may be rejected. For any rejected
transaction, you shall be responsible for relevant fees and expenses charged
by the Service Providers and our administrative costs.
您必须确保您的提现账户状况良好并能够接收资金。如果提现账户状
况不良，由恒新向提现账户的转账可能受到拒绝。对于任何被拒绝交
易，您应负责服务提供者收取的相关费用及我们的手续费。
(D) We may from time to time conduct review of any Beneficiary Account. You
shall co-operate fully with such review and provide documents requested
by us within seven (7) days from the date of request. We may revoke our
approval of or suspend any Beneficiary Account at any time without giving
reasons thereto at our sole and absolute discretion.
我们可能不时审查任何提现账户。您应配合此审查，并于七
(7)
日内向
我们提供我们要求的文件。我们可能依绝对酌情权、在不提供原因的
情况下收回我们的批准，或在任何时候暂停任何提现账户。
(E) You may at any time request us to update the Beneficiary Account details by
the instructions from time to time implemented by us. If we are satisfied
with the update at our sole and absolute discretion, we shall approve such
update.
您可以于任何时间按我们指示的方式要求我们更新提现账户详情。如
果我们依绝对酌情权认可该更新，我们将批准该更新。
(F) In the event that the holder of the Beneficiary Account is any person other
than you, such account holder must be a director, legal representative of
shareholder of you (each, a “Third Party”). Besides, you hereby confirm
that (1) you authorize Hadsund to settle the funds to the Beneficiary
Account; and (2) any such settlement of funds to the Beneficiary Account
shall be a valid settlement to you despite the fact that funds are settled to
the account of such Third Party.
若提现账户的持有人不是您，该账户持有人必须是您的董事、法定代
表人或股东(每一位简称「该第三方」)。此外，您现确认(1)您授权恒新
向提现账户结算款项；及(2)任何该等向提现账户结算款项均为对您的
有效结算，尽管款项是结算至该第三方的账户内。
(4) Any Settlement Order issued by you and accepted by us shall be irrevocable. We
shall act in accordance with the Settlement Order if such Settlement Order is
acceptable to us.
任何您发出的且由我们接收的结算指令均为不可撤销。若该等结算指令为我
们所接受，我们将依结算指令行事。
(5) If the Settlement Order is acceptable to us, we will initiate a Settlement Transaction
in accordance with such Settlement Order. You acknowledge that the Fees will be
deducted from the settlement amount or the Hadsund Balance before any such
Transaction. You further confirm that we may deduct the bank charges and other
fees and expenses charged by any Service Provider or third party from the
Hadsund Balance or settlement amount as stipulated in the Settlement Transaction.
若该等结算指令为我们所接受，我们将依该等结算指令启动结算交易。您知
悉，费用将在该等交易进行前，由结算金额或恒新余额中扣除。您进一步确
认，我们可能由结算交易所规定的结算金额或恒新余额中，扣除银行费用及
其他费用以及任何服务提供者或第三方要求的费用。
(6) For the sake of illustration only, the Settlement Order received by Hadsund will
usually be processed within 1 to 3 Business Days at the currency exchange rate as
detailed in paragraph 4.3 below. You should be aware that the timeline may be
adjusted due to circumstances and the time frame specified in this paragraph shall
in no event be seen as an obligation on the part of Hadsund.
为诠释之目的，恒新所接收的结算指令一般将在
1
至
3
个工作日内依下文第
4.3
条中所详述的货币兑换率进行处理。您应留意，此时间线可能据情况有所
调整，且本条所提及的时间轴在任何情况下都不得被视为恒新的责任。
(e) Outbound Payments
出账付款
(1) If you wish to conduct any Outbound Payment, you shall issue an Outbound
Payment Order to us which must contain the following information:
如果您希望执行任何出账付款，您应当发送一份出账付款指令给我们，指令
应包含下述信息：
(A) the amount and currency under which the Outbound Payment Order is to be
executed;
需要执行出账付款指令的金额和货币;
(B) the name of the relevant Approved Payee;
有关经核准收款人的姓名;
(C) the bank account’s details of the relevant Approved Payee; and
有关经核准收款方的银行账户详情；及
(D) the invoice relating to and other evidence showing the genuineness of the
Outbound Payment Order; and
与出账付款指令相关的付款单据及其他能证明其真实性的证明文件；
及
(E) any other information as from time to time be required by us to proceed with
the Outbound Payment Order.
任何我们不时为执行出账付款指令而需要的其他信息。
(2) We may request you for provision of know-your-customer information on the
Approved Payee and the transactional information and documents for proof of such
transactions from time to time and you shall within seven (7) days from the date of
request provide such information and documents before or after execution of
Outbound Payments at the sole and absolute discretion of Hadsund. We may
suspend provision of any Outbound Payment before we are satisfied with the
information provided.
我们可能不时要求您就经核准收款方提供
“
了解你的客户
”
的信息，及交易信息
和该交易的支持文件，您应当在收到请求的七
(7)
天内（依恒新全权决定，可
于出账付款前或付款后）提供该类信息和文件。我们在对您提供的信息满意
之前可暂停提供任何出账付款服务。
(3) We reserve the right to refuse to process any Outbound Payment Order without
assigning reasons thereto.
我们保留不提供任何理由而拒绝处理任何出账付款指令的权利。
(4) We will only consider acceptance of any Outbound Payment Order at the time
when we actually received such order from you. If such order is received after the
cut-off time on any Business Day (which is determined by us from time to time) or
on a day which is not a Business Day, such order shall be deemed to have received
on the immediate succeeding Business Day.
我们仅在收到您的指令后才会考虑接受任何出账付款指令。如果该指令是在
任何工作日的截止时间（由我们不时确定）后收到，或在不属于工作日的某
一天收到，则该指令将被视作在紧接着的下一个工作日收到。
(5) Any Outbound Payment Order issued by you and accepted by us shall be
irrevocable. We shall act in accordance with the Outbound Payment Order if such
Outbound Payment Order is acceptable to us.
任何您发出的且由我们接收的出账付款指令不可撤销。若该等出账付款指令
为我们所接受，我们将依出账付款指令行事。
(6) If the Outbound Payment Order is acceptable to us and if there is sufficient
Hadsund Balance, we shall transfer the amount of the Outbound Payment to the
bank account of the Approved Payee within 2 Business Days. You acknowledge
that the Fees will be deducted from the settlement amount or the Hadsund Balance
before any such Transaction. You further confirm that we may deduct the bank
charges and other fees and expenses charged by any Service Provider or third party
from the Hadsund Balance or amount as stipulated in the Outbound Payment.
若该等出账付款指令为我们所接受且有足够的恒新余额，我们将依该等出账
付款指令将资金在两天内转入经核准收款方的账户。您知悉，费用将在该等
交易进行前，由结算金额或恒新余额中扣除。您进一步确认，我们可能由出
账付款指令所规定的金额或恒新余额中，扣除银行费用及其他费用以及任何
服务提供者或第三方要求的费用。
(7) The debit value date for the Customer acting as payer shall in no event be earlier
than the time at which the amount specified in the Outbound Payment Order is
debited from the Payment Account.
客户作为支付方的记账日期将于任何情况下将不早于出账付款指令所列数额
由支付账户中取出的日期。
4.4 Currency
货币
If the Transaction involves a currency conversion, it will be completed at the foreign
exchange rate at the applicable transaction time as determined by us at our sole and
absolute discretion. To avoid the fluctuation of foreign exchange rate, the foreign exchange
rate of each Transaction will be determined when it is processed. As such, we are unable to
provide you the foreign exchange rate in advance.
如果交易涉及到货币兑换，则将按照我们全权确定的适用交易时间的汇率完成。为避
免汇率波动，每笔交易的汇率在交易处理时确定。 因此，我们可能无法在交易前向
您提供汇率。
4.5 Fees and Deposit
费用
及保证金
(a) All Fees that may be charged by Hadsund are specified in a fee schedule published on
the Website and/or in your Hadsund Account. You shall review such fee schedule
before conducting Transactions.
我们可能收取的所有费用均在网站发布的费用附表及/或您的恒新账户中列明。您
应当在进行交易前查阅该费用附表。
(b) You agree to pay all Fees according to the fee schedule as aforesaid. We may from
time to time adjust the fee schedule at our sole and absolute discretion. After each
update of the fee schedule, you will be notified by us. You will be deemed to have
accepted to revised fee schedule when you continue using the Hadsund Services. and
you pursuant to the notice arrangement in these Terms and Conditions.
您同意上述费用列表中的所有费用。我们有权不时调整费用列表。当我们调整费
用列表时，我们将告知您。当您持续使用恒新服务，将被视为已接受经修订的费
用列表，您同时接收本条款及条件中的通知安排。
(c) If you have any questions or are unclear as to any Fees, you are encouraged to contact
our customer support.
如果您有任何问题或对任何费用不清楚，您应该联系我们的客户服务部门。
(d) Fees payable by you will be deducted from each Transaction when such Transaction is
accepted by us. You hereby authorize and instruct us to so deduct such Fees.
您所支付的费用将在交易由我们接受时从交易中扣除。您特此授权并指导我们扣
除此类费用。
(e) If currency exchange is involved in settlement of our Fees, such currency exchange
shall be subject to the exchange rate set out in paragraph 4.3.
如果对我们费用的结算涉及到货币兑换，该货币兑换将按照第
4.3
条所列明的汇
率进行。
(f) You further acknowledge that in the course of any Transaction, there may be bank
charges imposed by intermediary banks or financial institutions, and there may be other
charges reasonably imposed by any third party. You agree that such charges (if any)
shall be borne by you solely and you confirm that may deduct the bank charges and
other fees and expenses charged by any Service Provider or third party from the
Hadsund Balance.
您进一步知悉，在交易进行过程中，中介银行或金融机构可能收取银行费用，任
何第三方亦可能合理收取其他费用。您同意该等费用（如有）应由您全责承担，
您确认该银行费用及其他费用及任何服务提供者的费用将在恒新余额中扣除。
(g) You acknowledge that Hadsund may from time to time request you to give a sum of
money as Deposit at its sole and absolute discretion. You will need to furnish the said
sum of Deposit to Hadsund within 7 days from the date of request. Such Deposit may
be apply to pay for any of your obligations, in whole or in part, which are due and
payable. In case there is any shortfall, Hadsund may request you to make a further sum
as Deposit and you shall make up such shortfall within 7 days from the date of request.
您知悉恒新可按其单独及绝对酌情权不时要求您提供特定金额为保证金。您须在恒
新发出要求后的 7 天内支付相关保证金。该保证金可用于支付任何已到期及须支
付的您的责任(全部或部份)。若出现任何保证金不足，恒新可要求您支付追加金额
为保证金，而您须于恒新发出该要求后的 7 天内补足。
4.6 Transaction records
交易历史记录
(a) We will prepare activities in electronic form of your Hadsund Account which will be
available when you log in your Hadsund Account portal. You are advised to constantly
check if the records are correct and complete. In case there is any incorrect or
incomplete record, you shall report to us immediately in writing and we will conduct
investigation and rectification. We shall deem all transaction records are true, accurate
and complete if we do not receive any objection from you within 30 days from the date
of the said activity.
有关交易的信息将显示在您登录您的恒新账户后的在线交易记录中。我们请您对
以上信息的准确和完整进行及时的确认。如发现任何错误或不完整的记录，请您
检查所有交易信息，并立即书面通知我们，我们将进行调查和修正。如我们未能
在交易可查阅之日起
30
天内收到您的反对，我们将视所有相关交易记录为真实、
准确和完整。
(b) Except as required by Applicable Law:
除适用法要求外：
(1) you shall solely be responsible for compiling and retaining permanent records of
all transactions and other data associated with your Hadsund Account and your use
of the Hadsund Services;
您自行负责汇总和保留与您的恒新账户相关的所有交易和其他信息以及您使
用恒新服务的永久性记录；
(2) you shall solely be responsible for checking all payment activity to and from your
Hadsund Account to ensure no unauthorized behavior has occurred;
您自行负责核对所有来自您的恒新账户的收付款活动，确保均已授权；
(3) we have no obligation to store, retain, report, or otherwise provide any copies of, or
access to, any records, documentation or other information in connection with your
Hadsund Account or any transactions submitted by you through the Hadsund
Services upon termination of the Hadsund Account.
我们没有义务为客户存储，保留，报告或以其他方式提供与您的恒新账户以
及您通过恒新服务提交的任何交易相关的记录、文件或其他信息的任何副本。
4.7 Notwithstanding any provision in these Terms and Conditions, in the event that (a) we have
accepted any Settlement Order or Outbound Payment Order or any other order for
remittance or currency exchange pursuant to your instructions and (b) you subsequently
cancelled such order or circumstances arisen to the effect that we are unable to perform
such order (otherwise than circumstances caused by us), you shall indemnify Hadsund for
and keep Hadsund fully and effectively indemnified against all losses, damages, costs
(including, without limitation, reasonable professional fees) and expenses incurred or
suffered by Hadsund as a result of such inability to perform such order.
不论本条款及细则的任何条文，若
(a)
我们已接受任何您给予的结算指令或出账付款指
令或任何其他汇款或货币兑换指令及
(b)
您及后取消该指令或客观情况发生变化致使
我们不能履行该指令(因我们造成的情况除外
)
，您应就我们因未能履行该指令而造成
或衍生的损失、损害、费用
(
包括合理的专业人士费用
)
及支出向我们作出弥偿，并保
证我们全额及有效地获得弥偿
5. Your representations, warranties and undertaking
您的声明、保证和承诺
5.1 You represent and warrant that you are not acting on behalf of, or for the benefit of, anyone
else, unless in case of a natural person, opening the account for and under the direction of
the company or legal person or entity, that employs such a natural person.
您声明并保证您不代表或为任何其他人的利益行事，除非为自然人所开立公司或法人
或法人组织的账户并在其指导下雇佣的自然人。
5.2 You hereby undertake, until the term or termination of these Terms and Conditions, to
communicate promptly to Hadsund any change in your business ownership, business
activities, post mail address, email address, phone contact details or any modification with
respect to your account with the Beneficiary Account.
您特此承诺，直至本条款及条件的期限届满或终止，你将及时通知恒新您公司所有权，
业务活动，邮寄地址，电子邮件地址，电话联系方式或与提现账户等方面相关的任何
信息变更。
5.3 You hereby represent, warrant and undertake to and with Hadsund (and its successors in title)
that each of the following warranties is, as at the date hereof and from the date hereof up to
and until termination of these Terms and Conditions are, true, accurate and not misleading
in all respects:
您就此向恒新(及其承继者)声明并保证,以下各保证均在本文件日期至本条款和条件
终止之日为真实、准确且不误导：
(a) you have been duly incorporated and constituted, and is legally subsisting under the
laws of its place of incorporation;
您已合法成立并设有章程，且在成立地的法律下合法存续；
(b) these Terms and Conditions constitutes valid and legally binding obligations on you
and is enforceable against you in accordance with its terms;
本条款及条件对您构成有效且有法律效力的法律责任，且其条款对您具有法律约
束力，并可强制执行。
(c) all authorizations, consents, licenses and approvals required from any governmental or
other authority for or in connection with the execution, delivery and performance of
these Terms and Conditions have been obtained by you;
您已获取与本条款及条件的签署、送达及履行相关的所有由政府或其他机构颁发
的授权、同意、牌照及批准；
(d) your submission to the non-exclusive jurisdiction of the Hong Kong courts as a party to
these Terms and Conditions is valid and binding;
您作为本条款及条件的一方，对香港法院的非排他管辖权的接受为有效且有拘束
力；
(e) you are empowered and duly qualified and has the necessary licenses and
authorizations to carry on your business in such countries in which it operates;
您有能力且有资格且有必须的牌照及授权在您的业务所在国开展您的业务；
(f) you shall duly comply with all applicable laws, rules and regulations of Hong Kong
and all countries you have operation;
您应当妥善遵循香港及任何您有经营的国家的所有适用法律、法规与规则；
(g) in respect of your business:
就您的业务而言：
(1) there are requisite corporate powers in respect thereof, all applicable legislations,
rules and regulations have been complied with and observed, and there has been no
breach or contravention of the same;
您具有所需的企业法人能力，已留意并遵循所有适用法律、法规及规则且并
无违反；
(2) all qualifications, registrations, licenses, know-how or other approvals necessary
for the proper conduct of your business have been obtained and maintained and no
event or omission has occurred whereby any of the same or the renewal thereof is
or is likely to be thereby adversely affected, suspended or revoked;
为妥善经营您的业务，所有所需的资格、注册、牌照、技能或批准均已获得
并正在持有，无任何事件或疏漏或类似情况发生使得或有可能使得其受到负
面影响、被暂停或吊销；
(3) all qualifications, registrations, licenses and other approvals may continue to be
carried on and held by you up to and until the date of termination of these Terms
and Conditions; and
截至本条款及条件的终止之日，所有资格、登记、注册、牌照或批准持续生
效并为您所持有；
(4) the carrying on of which in no way contravenes or infringes any third party right
including, without limitation, patents, industrial designs, copyrights and
trademarks and other intellectual property rights.
上述资格、注册、牌照或批准的持续生效并持有不以任何方式侵犯或违反任
何第三方权益，包括但不限于专利、工业设计、著作权、商标及其他知识产
权。
5.4 You acknowledge and accept that we are entering into these Terms and Conditions in
reliance of each of the warranties and the provisions contained therein.
您知悉并接受，我们依赖本处所包含的保证及条款而签订本条款及条件。
5.5 You undertake with us that you shall promptly disclose in writing to us any event or
circumstance which may arise or become known to you at any time which is inconsistent
with any of the warranties herein or which would have constituted a breach of the
warranties herein.
您向我们保证，您将及时以书面方式向我们披露任何可能发生或您所知晓的、与本处
所包含的保证不一致的或可能构成对保证的违反的事件或情况
5.6 You undertake with us that in connection with your use of Hadsund Services, you shall in
no event:
您向我们承诺，就与您使用恒新服务相关，您在任何情况下均不得：
(a) commit any breach of these Terms and Conditions, our Privacy Policy, any other
agreements and any amendments thereto that apply to you;
违反本条款及条件、我们的隐私政策、任何其他适用的协议及其修订；
(b) violate any Applicable Law and any laws or regulations of the countries or regions
where you are subject to;
违反任何您受管辖的国家和地区的适用法、任何法律或法规；
(c) engage in any unlawful business or activity;
介入任何非法业务或活动；
(d) infringe or misappropriate the intellectual property rights or rights of publicity or
privacy of us or any third party;
侵犯或滥用我们或其他第三方的知识产权、公开权或隐私权。
(e) sell counterfeit goods;
出售仿造品；
(f) provide false, inaccurate or misleading information to us or to any other party;
向我们或其他任何各方提供错误、不准确或误导的信息；
(g) refuse to cooperate in an investigation or provide confirmation of your identity or any
information you provide to us; or
拒绝就您的身份或您提供给我们的信息配合调查或提供确认；
(h) send or receive funds that Hadsund reasonably believes to be potentially involve in
money laundering, terrorist financing or other illegal activities.
发送或接收恒新合理相信有可能涉及洗钱、恐怖主义融资或其他非法活动的资金。
5.7 Security use of Hadsund Services
恒新服务的安全使用
(a) you shall adequately protect your Hadsund Account against any loss, theft,
misappropriation or unauthorized use of your Hadsund Account by safeguarding all IDs,
passwords, and Hadsund Account Credentials, as well as your computer, mobile phone
or other device. In particular, you shall keep all the anti-virus software updated in
order to safeguard the access to the Hadsund Account error and virus free.
您应当通过保障您的
ID
，密码，恒新账户凭证及您的计算机、手机或其他设备，
充分保护您的恒新账户不受到损失、窃取、滥用或未经授权的使用。特别地，您
应当及时更新所有反病毒软件，以便拦截对恒新账户的错误及病毒的任意访问。
(b) you must contact our Customer Support immediately if any of following has occurred
or has suspicion that any of the following has occurred:
如果下列情形发生或您怀疑其已发生，您必须马上联络我们的客户服务部门：
(1) you become aware of any loss, theft, misappropriation or unauthorized use of your
Hadsund Account; or
您留意到您的恒新账户遭受任何损失、窃取、滥用或未经授权的使用；或
(2) you become aware of any unauthorized or erroneous Settlement Order or
Transaction no later than three (3) months after the debit/credit date.
您留意到任何不迟于出账/入账日期后三(3)个月内的未经授权的或错误的结
算指令或交易。
5.8 Abusive behaviour
滥用行为
(a) For the purpose of these Terms and Conditions, “Abusive Behaviour” means your
engaging or having engaged in deceptive, fraudulent, or illegal activity, or other
activity that is not in compliance with these Terms and Conditions or the terms and
conditions of the online marketplaces with respect to you and that might harm other
users of the Hadsund Services, online marketplace users, or customers, as determined
by us or the online marketplace provider. Some typical scenarios (which is by no
means exhaustive) are as follows:
就本条款和条件而言，「滥用行为」指您从事或曾经从事欺骗，欺诈或非法活动，
或其他不符合本条款和条件或与您相关的网上市场的条款细则的活动，而该等活
动在我们或网上商城提供者认为可能损害其他恒新服务的用户、网上市场用户或
客户。一些典型的场景（绝不是详尽无遗）如下：
(1) Attempts from you to send your funds to suppliers known by us to be associated
with counterfeiting
您试图将资金发汇给我们所知与假冒活动相关的供应商
(2) You have sent money to or received money from another customers of us whose
account is known by us to have been closed by online marketplaces
曾向我们已知客户其帐户已被网上市场关闭汇款或收款
(3) You are a victim to an account takeover (whether alleged or confirmed)
您是帐户收购的受害者（无论是被指控还是已确认）
(4) Sudden change in your behavior who starts attempting to exchange your funds for
cryptocurrency
您的行为突然发生变化，开始尝试将您的资金换成加密货币
(b) We may, at our own initiative or after receiving notice from online marketplace
providers, investigate any Abusive Behaviour committed by you. In such cases, we
may share your information to the online marketplaces or law enforcement agencies
without notifying you.
我们可能会主动或在收到
网上市场
提供商的通知后，调查您干犯的任何滥用行为。
在这种情况下，我们可能会在不通知您的情况下将您的信息共享给网上市场或执
法机构。
6. Indemnity
弥偿
6.1 You shall indemnify Hadsund for and keep Hadsund fully and effectively indemnified
against:
您应就下列事项向我们作出弥偿，并保证我们全额及有效地获得弥偿：
(a) all direct and indirect Damages (including, without limitation, accounting, legal and
other professional advisors’ fees) incurred by Hadsund and/or any Service Provider on
an indemnity basis in connection with any breach of the terms and conditions herein
by you and/or Hadsund’s (or a Service Provider’s) enforcement thereof; or
任何恒新及
/
或任何服务提供者遭受的与您对本条款及条件的违反及
/
或恒新或服
务提供者的强制履行相关的直接或间接的损失（包括但不限于财务、法律及其他
职业顾问的费用），以弥偿基准计算；或
(b) any claim, proceeding, Damages (including, without limitation, accounting, legal and
other professional advisors’ fees) that may arise to be incurred by Hadsund and/or any
Service Provider in connection with the provision of any of the Hadsund Services,
whether or not arising from or in connection with your improper use of such Services
or any Damages to the Company (or its assets, computer hardware, devices, facilities
or software) as a result of performing such Services.
任何恒新及
/
或任何服务提供者遭受的、与任何恒新服务的提供相关的诉讼、法
律程序或损失（包括但不限于财务、法律及其他职业顾问的费用），不论是否由
您对该等服务的不当使用引致或与之相关，或任何公司（或其财产、计算机硬件、
设备、设施或软件）所受的损失。
6.2 Paragraph 6.1 shall not be applicable if such Damages are caused by gross negligence or
wilful default of Hadsund.
第
6.1
条不适用于该等损失是由恒新的重大失误或故意违约所致的情况。
7. Disclaimer
责任限制
7.1 Hadsund shall in no event be required to conduct any service other than the Hadsund
Services and shall in no event be responsible for any service other than the Hadsund
Services. In particular, we do not, and shall in no event be deemed to, provide any tax or
legal advice to you. You are advised to consult your own legal, tax and other professional
advisors for such advice.
恒新在任何情况下均不提供恒新服务外的任何服务，且不对恒新服务外的任何服务负
责。其中，我们在任何情况下不会也不应被视为向您提供任何税务或法律意见。就此
类意见，您应向您的法律、税务或其他专业顾问咨询。
7.2 You hereby acknowledge that Hadsund is not a bank or a credit institution which the
Hadsund Services do not offer the features and benefits of a bank account. Moreover, we
do not pay interest or any accrual benefits to you on funds held in the Payment Account.
您知悉恒新并非一个银行或信贷机构，恒新服务也不提供银行账户特有的功能及用途。
此外，我们并不对您在我们的支付账户中资金支付利息或任何累计收益。
7.3 Hadsund makes no representations and gives no warranties whatsoever and disclaims all
obligations, representations or warranties whatsoever arising by operation of law,
implication or otherwise, in respect of the Hadsund Services, its title, accuracy,
completeness or standard and fitness for a particular purpose.
恒新从未作出任何陈述或保证，并就恒新服务、其拥有权、准确性、完整性、标准性
及对某一特定目的的适用性而言免责于所有因法律运作、责任、表示或保证所产生的
责任、陈述或保证。
7.4 We (and the Service Providers) shall in no event be liable with respect to any subject matter
of these Terms and Conditions under any contract, negligence, strict liability or other legal
or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of
procurement for substitute services; (iii) interruption of use or loss or corruption of data; or
(iv) any amount that exceeds the Fees paid by you to us under these Terms and Conditions
during the twelve (12) month period immediately preceding the cause of action. We shall in
no event be liable for any failure or delay due to matters beyond our reasonable control.
我们及服务提供者在以下情况下对本条款及条件的任何事项均不负责，不论是根据任
何合同责任，过失责任，严格责任或其他法律或衡平法原理：（
i
）任何特殊的，偶然
的或间接的损害；（
ii
）替代服务的采购成本；（
iii
）使用中断，或信息丢失或损坏；
或（
iv
）金额超过在诉讼理由出现之前的
12
个月内您根据本条款及条件向恒新支付的
全部费用。由于超出我们合理控制范围的事项而导致的任何故障或延误，恒新不承担
任何责任。
7.5 Settlement Orders and Outbound Payment Orders can only be executed if they comply with
regulatory standards from time to time implemented by us. We (and the Service Providers)
shall in no event be liable for any damages which could result from the non-execution or
defective execution of a Settlement Orders or an Outbound Payment Order where such
non-execution or defective execution is caused by incorrect, inaccurate or incomplete
information provided by you.
结算指令和出账付款指令只有在符合我们不时实施的监管要求下才能执行。由于您提
供的信息不准确、不完整或不正确而致使我们未能或错误地执行结算指令或出账付款
指令的，我们及服务提供者不承担由此可能导致的任何损害。
7.6 You acknowledge that we may provide the Hadsund Services using facilities provided by
the Service Providers. You further acknowledge that you have no commercial agreement
with any Service Provider and cannot make any claims against them.
您知悉，我们可能使用服务提供者提供的设施提供恒新服务。您进一步知悉，您与任
何服务提供者之间没有商业合同，且您不能向它们提出任何索赔。
7.7 We shall not be liable for any underlying sales transactions occurring on the Platform
between either you or a Buyer. It is your responsibility to ensure that you only make
payments to or receive payments from persons or entities related to commercial
transactions in compliance with your applicable legal obligations. We have no influence on
the underlying process of buying or selling goods, and no legal relationship with the
Platform or Buyers, and we shall in no event be liable to or in respect of any Buyer or
Platform or for the underlying products and/or services being sold or bought, nor for the
correct completion of any sale or purchase of goods or services. You assume exclusive
responsibility for your product and your obligations to Buyers and Platforms, and shall
indemnify and hold Hadsund harmless from any claim by any of them against Hadsund.
The sale of counterfeit goods or goods breaching intellectual property rights may also lead
to legal action by rights holders and a potential loss of funds. If you are in doubt as to the
legality of a transaction you should not continue with your payment.
对于您或买方在平台上发生的任何销售交易，我们概不负责。您有责任确保您只对与
您有商业交易的个人或法人组织付款或收款，并且遵守适用法义务。我们对购买或出
售商品的过程没有任何影响，与平台或买家没有法律关系，不会为任何购买/销售的
商品和/或服务而对任何买方或平台负责，也不为任何销售或购买商品或服务的正确
履行负责。您对您的产品和您对买方及平台的义务承担全部责任，并应保护恒新免受
上述相关的主体提出的任何索赔。出售违反知识产权的假冒商品或货物也可能导致权
利人的索赔和潜在的资金损失。如果您对交易的合法性有疑问，则不应继续收付款。
7.8 You are solely responsible for reporting to all applicable government tax authorities all
funds underlying your use of the Hadsund Services and for the payment of any applicable
taxes that apply to such payments as well as any other applicable reporting requirements
including, without limitation, any customs or foreign currency controls. Upon our request,
you shall provide all documents relating to tax reporting for our review and verification.
您应完全负责向相关的政府税务机关报告所有使用恒新服务的资金，并支付适用于此
类付款的任何相关税款以及履行任何其他相关的报告要求，包括但不限于任何海关或
外汇管制。在我们的要求下，您应将所有税务申报的相关文件提供给我们，以便我们
查阅及核实。
8. Termination and Suspension
终止和暂停
8.1 We may terminate your Hadsund Account forthwith without compensation if any of the
following happens:
若下列任何情况发生，我们将不给予任何补偿而终止您的恒新账户：
(a) any complaint is received by us in respect of any of your Transactions which may
involve fraud, deception or other violation of the Applicable Law in our opinion;
我们收到投诉，并认为您的任何交易可能涉及欺诈、欺骗或其他违反适用法的情
况；
(b) you are declared bankrupt or being wound up;
您被宣告破产或清盘；
(c) no Transactions are made by you for a consecutive period of twelve (12) months;
您在连续十二(12)个月内没有进行任何交易；
(d) we are no longer capable to provide the Hadsund Services for any reason whatsoever;
and
我们基于任何原因无法继续提供恒新服务；
(e) either party becomes subject to any sanction imposed or any investigation by a
regulatory authority.
任何一方受到监管机构的惩罚或调查。
8.2 We may, at any time, suspend or terminate your Hadsund Account at our sole and absolute
discretion without giving any reason whatsoever.
我们可以不提供任何理由而随时暂停或终止您的恒新账户。
8.3 We may at any time suspend, terminate or otherwise cancel provision of the Hadsund
Services under these Terms and Conditions to you forthwith without giving any reason
whatsoever.
我们可以不提供任何理由而随时暂停或终止或取消向您提供恒新服务。
8.4 You may terminate these Terms and Conditions by giving not less than 3 months’ written
notice to Hadsund. The provisions of these Terms and Conditions relating to ownership
provisions, warranty disclaimers, indemnity and limitations of liability shall survive
termination of these Terms and Conditions.
您可通过给予恒新不少于三
(3)
个月的书面通知的方式终止本条款及条件。本条款及条
件下有关所有权、保证免责、弥偿及限制责任的款项将在本条款及条件终止后继续有
效。
8.5 When your Hadsund Account is suspended or terminated, any further attempted use of the
Hadsund Services will result in your funds being rejected and returned to the Platform, and
may warrant notification to appropriate authorities. You shall solely be responsible for Fees
incurred in connection with the rejected payments.
当您的恒新账户被暂停或终止，任何进一步试图使用恒新服务的行为将导致您的资金
被拒绝并退回到平台，且可能导致有关机构收到通知。您应就与拒绝支付相关的费用
负担全部责任。
8.6 Your Hadsund Account is deemed to be inactive if it has no Transactions during a period of
twelve (12) consecutive months.
如果您的恒新账户在连续十二
(12)
个公历月的期间内未进行任何交易，您的恒新账户
将被视为不活跃：
8.7 Two (2) weeks prior to reaching inactive status, we may send you an initial notification to
your email address on our records to request action, provide options for keeping your
account active, and inform you of the consequences of not responding.
在成为不活跃账户前两
(2)
周，我们可能向您登记的电子邮件地址发送初始通知，要求
采取行动，提供保持账户活跃的方式，并通知您被我们认定为不活跃账户的后果，以
及您不回复该初始通知的后果。
8.8 If you do not respond to our initial notice within two (2) weeks, and your Hadsund Balance
is zero, we will automatically close your Hadsund Account, after which you must
commence your application with us again before you can use the Hadsund Services.
如果您在两
(2)
周内没有回复我们的初始通知，且您的恒新余额为零，我们将自动关闭
您的恒新账户，您需要重新申请才能再使用恒新服务。
8.9 If you do not respond to our initial notice within two (2) weeks, and your Hadsund Balance
is positive, we will suspend your Hadsund Account. Fees may be charged for such Hadsund
Account re-opening procedure.
如果您在两
(2)
周内没有对我们的初始通知做出任何明示的回应，且您的恒新余额为正，
我们将暂停您的恒新账户。您可以通过重新开启的程序重新激活您的恒新账户。我们
可能对恒新账户的重新开启程序收取费用。
8.10 Please contact Hadsund Customer Support if you have any questions about remaining funds
in your Hadsund Account if it has been closed pursuant to this section, or if you are the
legal representative of an incapacitated or deceased Customer.
如果您的账户已经根据本条内容被关闭，而您对恒新账户的剩余资金有任何疑问，或
者您是无民事行为能力或已故客户的法定代表人，请联系恒新客户服务部。
9. Miscellaneous
杂项
9.1 We reserve the right to offset from any settlement to you any amounts owed to us by you,
including, without limitation, all Fees, charges and expenses of any Service Provider and all
other fees payable under these Terms and Conditions.
我们保留就您欠缴的任何金额从给您的结算中抵销的权利，包括但不限于服务提供者
的任何费用、收费及开销以及任何其他在本条款及条件下应当支付的费用。
9.2 We may be required by the government to withhold, freeze, or release to the government,
another person or entity some or all of your Hadsund Balance pursuant to notice of a court
order, regulatory action or other equivalent government process. To the extent permitted by
law, we will notify you of these actions. We shall be entitled to determine the action to
take in response to such notice. We shall in no event be under any obligation to contest or
appeal such court order, regulatory action, or other equivalent government process.
我们可能在政府要求时，根据法庭命令、监管措施或其他等同的政府程序，持有、冻
结或向政府、其他自然人或主体发放全部或部分的您的恒新余额。我们有权决定如何
应对该等命令或要求。我们在任何情形下均没有责任就该法庭命令、监管措施或其他
等同的政府程序进行抗辩或上诉。
9.3 You may not assign or transfer any of its obligations or rights under these Terms and
Conditions. We may at any time assign to any person all or any of our obligations and
rights under these Terms and Conditions by notice to you.
您不可转让或转移本条款及条件下的任何责任或权利。我们可能在任何时候通过给您
的通知，将我们于本条款及条件下的责任及权利转让给任何人。
9.4 These Terms and Conditions have been made available to you prior to its commencement
and remains available thereafter on our Website.
本条款及条件中的条款在开始生效之前已经提供给您，此后可在我们的网站上查阅。
9.5 We may from time to time amend, supplement or update these Terms and Conditions at our
sole and absolute discretion. Such amendments, supplements and updates shall be effective
upon publication on the Website. By continue using the Hadsund Services, you are
deemed to have agreed to and be bound by the latest version of these Terms and
Conditions. If you disagree with our changes, the only recourse for you is to stop using the
Hadsund Services immediately.
我们可能以我们的单一及绝对酌情权不时修改、补充或更新本条款及条件。该等修改、
补充或更新应在其于网站公布时生效。通过继续使用恒新服务，您将被视为已同意最
新版本的条款及条件，并受其约束。如果您不同意我们的修改，唯一的途径是立即停
止使用恒新服务。
9.6 Time is of the essence in these Terms and Conditions in respect of your obligations.
就您于本条款及条件项下的责任而言，时间是关键。
9.7 No failure or delay by a party to exercise any right under these Terms and Conditions or
otherwise shall operate as a waiver of that right or any other right nor shall any single or
partial exercise of any such right preclude any other or further exercise of that right or the
exercise of any other right.
若一方未能行使或延迟行使本条款及条件下的任何权利，该行为不应被视为对此等权
利或其他权利的放弃，并且对任何权利的单独或部分的行使均不妨碍对该权利的进一
步行使或对其他权利的行使。
9.8 We may exercise a power, remedy or right under these Terms and Conditions at our sole and
absolute discretion and concurrently or separately with another power, remedy or right. A
single or partial exercise of a power, remedy or right by us under these Terms and
Conditions does not prevent a further exercise of it or an exercise of any other power,
remedy or right. The powers, remedies and rights provided in these Terms and Conditions
are cumulative and not exclusive of any power, remedy or right provided by law.
我们可行使单独及绝对的酌情权，在本条款及条件下行使一项权力、救济或权利，并
可与其他权力、救济或权利同时或分别行使。我们在本条款及条件下对一项权力、救
济或权利的单独或部分的行使均不妨碍对其进一步行使或对任何其他权力、救济或权
利的行使。本条款及条件所规定的权力、救济或权利是累积的，与法律赋予的其他权
力、救济或权利不相冲突。
9.9 Nothing in these Terms and Conditions shall be deemed to constitute a partnership between
you and us.
本条款及条件的任何内容不应被视为在各方间构成合伙关系。
9.10 The parties shall do and execute or procure to be done and executed all such further acts,
deeds, documents and things as may be necessary to give full effect to the terms and intent
of these Terms and Conditions.
各方应当执行及履行或促成和履行所有进一步的行动、契约、文件和必需事务，使本
条款及条件的条款及目的得到全面施行。
9.11 If at any time any one or more provisions of these Terms and Conditions is or becomes
invalid, illegal, unenforceable or incapable of performance in any respect, the validity,
legality, enforceability or performance of the remaining provisions of these Terms and
Conditions shall not thereby in any way be affected or impaired.
如在任何时间，任一条或多条本条款及条件内的条款在任何方面变得无效、不合法、
无执行力或无法履行，本条款及条件内其他条款的有效性、合法性、执行力或履行不
应受到影响或减损。
9.12 These Terms and Conditions, together with the Privacy Policy and statements, guidelines,
directives or similar documents which may form part of these Terms and
Conditions,contain the entire agreement between the parties with respect to the subject
matter hereof, supersedes all previous agreements, representations and understandings
between the parties with respect thereto, and may not be modified except in writing signed
by the duly authorized representatives of the parties.
本条款及条件、隐私政策和可能构成本条款及条件的一部分的声明、守则、指南或相
似的文件，包含各方在本题旨内的完整约定，并取代所有各方之前的协议、声明及理
解，除以书面方式作出并由各方授权代表签署外不可修改。
9.13 In these Terms and Conditions, unless the context requires otherwise, any reference:
在本条款及条件中，除文义另有需要，任何：
(a) to a paragraph is a reference to a paragraph of these Terms and Conditions;
对某一段落的引用是对本条款及条件项下某一段落的引用；
(b) to these Terms and Conditions, any other document or any provision of these Terms
and Conditions or that document is a reference to these Terms and Conditions, that
document or that provision as in force for the time being or from time to time amended
in accordance with the terms of these Terms and Conditions or that document;
对本条款及条件、任何其他文件或本条款及条件任何条款或该文件的任何条款的
引用是对本条款及条件、该文件或该条款的现时有效的版本的引用，或是对以符
合本条款及条件或该文件的条款的方式不时经过修改后的版本的引用；
(c) to a person includes an individual, a body corporate, a partnership, any other
unincorporated body or association of persons and any state or state agency;
对某人的引用包括个人、企业团体、合伙、其他未成立公司的团体或组织，及任
何国家或国家机构；
(d) to an enactment includes that enactment as it may be amended, replaced or reenacted
at any time, whether before or after the date of these Terms and Conditions, and any
subordinate legislation made under it.
对某一法例的引用包括对该法例可能在任何时间的经修订、替代或重新制定的版
本的引用，不论该修订、替代或重新制定是在本条款及条件签署日期之前或之后，
以及任何该法例的附属条例。
9.14 Headings are for ease of reference only and do not form part of these Terms and
Conditions.
标题仅为引用方便，不构成本条款及条件的一部分。
9.15 Expressions in the singular include the plural and vice versa and in a gender include all
other genders.
单数形式的表达包括了复数，反之亦然，并且单一性别的指代包括了其他全部性别。
10. Governing law and jurisdiction
适用法律和司法管辖权
These Terms and Conditions shall be governed by and construed in accordance with the
laws of Hong Kong and the parties hereby irrevocably submit to the non-exclusive
jurisdiction of the courts of Hong Kong.
本条款及条件须受相关法律管辖，并按香港法律解释，各方据此不可撤销地接受香港
法院的非排他性管辖权管辖。
11. Contact us
联系我们
11.1 You may contact our customer support at any time by sending a message through the
contact links on our Website.
您可以通过我们网站上的联络链接，在任何时候发送讯息联络我们的客户服务部。
11.2 If you feel that we have not met your expectations in the delivery of our Hadsund Services
or if you think we have made a mistake, you can file a complaint through the contact links
on our Website.
如果您觉得我们在提供我们的服务方面没有达到预期，或者您认为我们工作出现错误，
您可以通过我们网站上的联络链接提出投诉。
11.3 Without affecting other methods of communication, any statement, notice, demand or other
communications from us are deemed to be received by you:
在不影响其他的沟通方式的情况下，任何我们发出的声明、通知、要求或其他沟通若
以以下方式发送，将被视为已妥善送达：
(a) when posted on the Website;
当在网站上公布时；
(b) when sent by electronic mail or facsimile to the email address or facsimile number
provide by you; or
当通过您提供的电子邮箱地址或传真号码，通过邮箱或传真寄出时；
(c) when communicated including by leaving a voice message, by telephone or other
oral communication, notwithstanding return through the post (in the case of a
mailing), or winding-up of the Customer.
当通过包括留下语音信息、电话、或其他口头的沟通形式传递时，即便被邮政退
回（在邮寄的情况下）或客户被清盘。
11.4 Without affecting other methods of communication, any statement, notice, demand or other
communications from you shall only be received by Hadsund by actual receipt by Hadsund.
在不影响其他的沟通方式的情况下，任何您发出的声明、通知、要求或其他沟通只在
被恒新实际接收后方算送达。
